PCA Forums

So I was at a red light, second in line, and the light turned green. The car in front of me delayed on going, not really sure why but whatever. Now the guy behind me decided to go based on the light and not the cars in front of him. So of course he ran into me......

The kicker is my 7 month old $1,200 Mountain bike was on the back of the car.... (I haven't paid a dime for it yet as well, as I got 12 months no interest, no payments)

So the bike took most of the impact. My bike rack is "totaled". The bike wont even roll. Both rims are bent too much. The rack pushed into the trunk and put two dents, the bumper got scratched, and the spoiler got scratched.

Progressive will call me back tomorrow to discuss further.

Sucks dude, do you think insurance will cover the bike?

So far it sounds like it should.

I find out more tomorrow.


Funny thing was the guy was like, "wow, that looks like a nice bike"

that sucks...glad the bike saved the car. i'm STILL dealing with the insurance after my accident (and the other driver was determined 100% liable). it's all such a hassle.

it's a pet peeve of mine...the drivers that "go" whenever they see green. doesn't matter if it's a left turn arrow and they are in the lane next to that...the car across the street, etc. they are like dogs after a treat...keep trying to lunge forward. haha

hope it all works out quickly for you. insurance will definitely cover it, since the other driver rear-ended you. if he was uninsured, then it might be your homeowners that covers it and not your auto though (for the bike portion).

He is insured.

His car was newer then mine too. And also a hybrid.....


I don't have home owners ins. I don't own yet.....

Tard.

So it looks like his Ins. should be covering the bike and rack.

I had to fax receipts to them today

So Im guessing you get to keep your old one? If so you might be able to repair it and sell it or at least use it for a parts bike.

Donno, I will find out as time passes

looks to me like his insurance company needs to pick up all the damages . also rental car for a couple of days while your cars in the bump shop getting made new again.

Estimate Totals (for the Civic)
________________________________________________________________________________________________________________________________


Add'l
Labor Sublet
I. Labor Subtotals Units Rate Amount Amount Totals II. Part Replacement Summary Amount
_____ ______ ______ ______ ___________ ____________
Body 7.0 40.00 0.00 0.00 280.00 Taxable Parts 630.08
Refinish 11.0 40.00 0.00 0.00 440.00 Sales Tax @ 8.250% 51.98

Non-Taxable Labor 720.00 Total Replacement Parts Amount 682.06

Labor Summary 18.0 720.00


III. Additional Costs Amount IV. Adjustments Amount
_________ ____________
Taxable Costs 308.00 Insurance Deductible WAIVED
Sales Tax @ 8.250% 25.41
Customer Responsibility 0.00
Non-Taxable Costs 4.00

Total Additional Costs 337.41



I. Total Labor: 720.00
II. Total Replacement Parts: 682.06
III. Total Additional Costs: 337.41
Gross Total: 1739.47

IV. Total Adjustments: 0.00
Net Total: 1739.47

so lets see
$1,200 Mountain bike
$150-$200 for bike rack
1739.47 for car finish work
$100 - car rental
-------------------
total due you
$3239.47

that seem about right ?

Due to me

$1,200 for the bike
$80 for the rack
$17.99/day for the car that my ins. is not covering

So no big shock, his insurance company called me today and wants an est. for the repairs to the bike.

I am going our of town tomorrow, so I will not be able to take the bike in until 2/14.

That looks like a fancy bike.. like its going to be cheaper to just get a new one then to try and fix that one. I will never be straight again.