Car Title problem we think fix finally after 5-6 years Sold it today
Posted: Wed Jun 22, 2022 10:16 pm
may of posted about this a while back .
when we made the big move down to to Florida . we had to transfer are cars to Florida - that not cheap at like $400.00 per car .
anyway the 2008 Saturn vue became a nightmare . the paperwork (title , letter of release of lien from are credit union in Michigan ) all was turned in to the local branch of the tax collectors office ( florida department of motor vehicle's ) well the information's all sent to the headquarters in Tallahassee. there they send a letter to the lean holder to have it verified all is legal . here were things went sideways the credit union we used got taken over and they closed the branch office down . the happen 2-3 years before we moved down here. but are loan was payed off on the car years earlier. also in Michigan after so many years. you don't need the sign off of lien on the car to resell it .so we never turned it in to have are title replace. with one with no lien holder on it.
anyway the sent letter by the state of Florida . never got to were it needed to . also we never were informed of this. we don't know if it was returned to Florida or just ended in a dead letter office someplace . to top this all off in 2015 when we moved down we have been buying yearly florida plates for the car . there wasn't a problem till last year. when we bought are wife's new car and traded in her lease . did we find out we had a major problem . the dealer transposed the plate no, we had on the old lease car and my 08 saturn . then we began having problems .first we were not allow to renew are plate online .then we went to the office and they said until the dealer fixed up some paperwork we couldn't renew the plate . plus we were informed there a title problem with are saturn . ok the dealer fix the renewing the plate problem . even bought the plate for a year on the saturn . but we still needed to clear up the loan sign off problem .
well after 11 months we have this maybe fixed and another $100.00 between sending a certified letter that never made it to the credit union or back to us . a bunch of phone calls to Michigan ,a number of trips to florida department of motor Vehicle , and one phone call last week to the credit union that took over are old credit union .we were able to get a letter stating there was no loan on are car we bought new in 2008 . so Tuesday we got the
a notarized release of lien letter in are mail box . (but even it had the wifes last name spelled wrong ) so we didn't know till today of Florida would accept it . thank good they did and in a week we should have a florida title so we can unload this car. before we couldn't even release it to a junk yard the way it was with the title. right now fingers are crossed . we couldn't even get a replacement title from michigan .because of it being the way thing were so messed up here in Florida . Florida wouldn't give us a copy of the title either we tried to get one for the new credit union in michigan.
sadly the original car loan. because it was payed off before the new credit union took over . didn't have the information in the computer files given to them. from the original credit union we got the loan from . lucky for me we spoke to the right woman who checked are account and she was able to see something that made this all work out so she sent a letter to free up the title . !
sorry it so long but its a nutty but true story .
when we made the big move down to to Florida . we had to transfer are cars to Florida - that not cheap at like $400.00 per car .
anyway the 2008 Saturn vue became a nightmare . the paperwork (title , letter of release of lien from are credit union in Michigan ) all was turned in to the local branch of the tax collectors office ( florida department of motor vehicle's ) well the information's all sent to the headquarters in Tallahassee. there they send a letter to the lean holder to have it verified all is legal . here were things went sideways the credit union we used got taken over and they closed the branch office down . the happen 2-3 years before we moved down here. but are loan was payed off on the car years earlier. also in Michigan after so many years. you don't need the sign off of lien on the car to resell it .so we never turned it in to have are title replace. with one with no lien holder on it.
anyway the sent letter by the state of Florida . never got to were it needed to . also we never were informed of this. we don't know if it was returned to Florida or just ended in a dead letter office someplace . to top this all off in 2015 when we moved down we have been buying yearly florida plates for the car . there wasn't a problem till last year. when we bought are wife's new car and traded in her lease . did we find out we had a major problem . the dealer transposed the plate no, we had on the old lease car and my 08 saturn . then we began having problems .first we were not allow to renew are plate online .then we went to the office and they said until the dealer fixed up some paperwork we couldn't renew the plate . plus we were informed there a title problem with are saturn . ok the dealer fix the renewing the plate problem . even bought the plate for a year on the saturn . but we still needed to clear up the loan sign off problem .
well after 11 months we have this maybe fixed and another $100.00 between sending a certified letter that never made it to the credit union or back to us . a bunch of phone calls to Michigan ,a number of trips to florida department of motor Vehicle , and one phone call last week to the credit union that took over are old credit union .we were able to get a letter stating there was no loan on are car we bought new in 2008 . so Tuesday we got the
a notarized release of lien letter in are mail box . (but even it had the wifes last name spelled wrong ) so we didn't know till today of Florida would accept it . thank good they did and in a week we should have a florida title so we can unload this car. before we couldn't even release it to a junk yard the way it was with the title. right now fingers are crossed . we couldn't even get a replacement title from michigan .because of it being the way thing were so messed up here in Florida . Florida wouldn't give us a copy of the title either we tried to get one for the new credit union in michigan.
sadly the original car loan. because it was payed off before the new credit union took over . didn't have the information in the computer files given to them. from the original credit union we got the loan from . lucky for me we spoke to the right woman who checked are account and she was able to see something that made this all work out so she sent a letter to free up the title . !
sorry it so long but its a nutty but true story .